What's a Certificate of Insurance (COI) and how do I know if my building needs one?

A Certificate of Insurance verifies that your mover has coverage for any damage caused to your building during your move. Typically it’s only necessary for properties that share common areas like a lobby or elevator. Speak to your building management to find out if your building requires a COI because if so then you can’t move without it and need your building to have a copy before your move day.